Financing Your Home

The Hinson Team can help you finance your home because we understand Buyers and Home Loans.   

• Most people are uncomfortable about talking about their finances.
• In order to have a strong offer on a home, a buyer must have a letter of pre-approval from a lender.

If you are serious about buying a home you will have to discuss your finances with someone.

When we first sit down and talk with you about buying a home, financial qualification will come up. We at The Hinson Team don't personally need to know your entire credit history. What we do need to know is that you are in the process of becoming financially qualified by a lender to buy a home, before we go shopping for a home.

 Making an offer on a home after you have a letter of pre-approval is the same as making a cash offer. This tells the seller that you are serious about buying a home, and that you have the finances to back up your offer. This is the strongest position you can be in as a buyer.

 NEXT STEP---GET APPROVED

 If you don't have a relationship with a mortgage lender, that's ok, we can introduce you to a lender that we know and trust. Though you are under no obligation to use a lender that we recommend, we recommend certain lenders over others for a few reasons:   

• The lender has consistent performance over a sustained period of time.
• The lender consistently quotes our clients the most competitive rates on the market.
• The lender consistently completes all necessary paperwork in a timely manner.
• The lender consistently displays the highest level of personal service toward The Hinson Team's clients.

         
These are just a few of the benefits that you can receive by using one of our recommended mortgage lenders. Again, you are under no obligation to use any lender that we recommend, but you should allow them a chance at earning your business. Please give us a call and we can get you started on your way to owning your Dream Home.